Backpacking Australia on a Budget

 

A sizable portion of Australia is desert, with the largest found in the famous outback.

Rainforests dot the northeastern portion of the country, while the eastern and southeastern edge contain the Great Dividing Range that stretches 2,300 miles.

With so much to explore, you run the risk of going over budget. But there are ways you can still backpack around Australia without spending too much.

Here are ways to backpacking Australia on a budget but still managing to have fun:

Opt for alternative forms of accommodation

Backpacking on a budget means letting go of certain comforts. Instead of booking a hotel, you can save more money by staying at a hostel. Australia is a big country and every town has a decent hostel you can spend the night.

Another option is to embrace nature. You’re already on a backpacking trip so why not sleep outdoor as well? Australia has many national parks, a lot of which have campsites that you can use for a small fee and in some cases, free of charge.

You can also rent a campervan for the entire duration of your trip so you both have a means of transport and a place to sleep at night. You can even buy some pots and pans to do your own cooking.

Go for pocket-friendly means of transportation

Australia is a huge country – it occupies an entire continent, really. Driving between destinations, especially cities that are states apart, can take a while. Flying will definitely get you there faster and you can save money by booking with a budget airline with domestic flights across the country.

While in Australia, learn to love public transport – that’s if you don’t decide on renting a car or buying one. Buses may be slow but when you’re on a budget, it is worth the hassle.

Forego the usual places to eat

 It might be tempting to head into a restaurant for a meal, but if you fear ruining your budget, you can always cook your own food. Hostels usually have mutual kitchens that can be used for cooking. Camping also allows you to make your own food.

Making your own food is great, but where will you buy food? The local markets are your best bet. The daily or weekly farmers’ markets offer a range of fresh produce that allow you to cook your favourite meal even when on the road.

If all else fails, you can always go for food stalls which generally sell food cheaper compared to restaurants and cafes.

Read More:  Money Saving Tips for your Australian Food Shopping

Take advantage of anything provided for free

You don’t always have to pay to enjoy the best of Australia. And the best way to learn about the country is to visit its many free museums. So when you’re in a town with a museum that is freely open to the public, don’t miss the opportunity to drop by and learn a thing or more about the country.

Employ money-saving tactics

A national park is a usual destination for an Australian backpacking trip. Since Australia has loads of them – with many of them iconic – the best way you can save money to visit more than one is to purchase a national park pass.

Communication is so important when on the road. You have to let family or friends know where you are so they don’t worry. Since overseas communication can be expensive, make use of free WiFi to use one of several communication apps.

You can also get yourself a local SIM card in case you want to call someone local or ring up different establishments.

Backpacking Australia doesn’t have to be an expensive affair. With the tips provided above, you can still have fun while travelling on a budget.

Did you know there are over $540 million unclaimed Australian Superannuation payments? Let’s make sure yours not going to end up on the unclaimed pile  Apply for your Superannuation Refund today.

Save Money during Your Trip to Australia in Just 3 Ways

Australia is not exactly an inexpensive place to visit or live in. But with a bit of knowledge, you will be able to save money while you live comfortably and enjoy your next adventure.

It is a fact that you need to spend money when travelling, and setting a budget is the least fun part of the entire process. It must be done, however. One thing you need to do is to save money before your trip.

It’s understandable that you’d want to buy a new pair of jeans or shoes before you fly out, but think about how that cash can help pay for a diving trip in the Great Barrier Reef or a campervan rental.

You should also book your trip in advance and in bulk.

Lots of travel agencies, airlines and hotels offer discounted prices for early booking. If you book all your travel needs in one go, you can also take advantage of bundle rates that will be a lot cheaper than if you were to book separately.

Once you arrive, don’t stop saving money. There are ways to stretch those notes to put you in the best position possible while in Australia.

Ways to Make the Most of Your Trip without Breaking the Bank

Share accommodation

If you are travelling in a group, splitting the cost of accommodation is one way to make a dollar go a long way. But you can stretch it further if you opt for shared accommodation instead of a fancy hotel. Such types of accommodation are available for short-term leases that you can split amongst yourselves.

Travelling alone?

Contact shared accommodation specialists to help you find cheap accommodation or sharing options with other tourists and travellers. Doing so will not only save you money but also give you an opportunity to meet new people.

Make sure the accommodation you choose has a kitchen that you can use, which is necessary for the next part.

Buy your own food

Eating out in Australia, even when you just buy a pizza or kebab, can add up and will cost you in the long run. You can dine in a restaurant once in a while but you should buy groceries and cook your own food if you want to save money. This is especially true if you plan to stay longer than 2 weeks.

This is why you need a kitchen in wherever place you will be staying.

When you hit the supermarket, make sure to buy in big batches and hit the deli up for your chicken and meats.

Get a Job

In Australia, working while travelling is more than possible. In fact, it is a favourite option for many students, backpackers, and travellers.

It is best that you have a working holiday visa so you will have plenty of job options to choose from. If you don’t, however, you can always get a job for a few weeks or so that doesn’t require a visa.

The advantage of a visa is that you can apply for farm jobs and an opportunity to apply for another working holiday visa if you do agriculture work for 3 months in a specified area in Australia.

If approved, you can use your next working holiday visa any time before you turn 31.

Just remember that farm jobs are not exactly the easiest but these may include accommodation and food that will save you a whole lot more during your stay. Since shops are far from farms, you won’t be tempted to splurge every time you receive your pay as well.

To avoid any problems, don’t work for farmers who will pay you in cash which is not only illegal but could also mean not being paid on time.

Final Thoughts

Australia is one of the best places to travel, work, and live in. But because it’s not as cheap as other destinations, being smart before and during your visit is sure to pay off.

Did you know there are over $540 million unclaimed Australian Superannuation payments? Let’s make sure yours not going to end up on the unclaimed pile  Apply for your Superannuation Refund today.

How to Claim your Superannuation

If you are a holder of a temporary visa and have worked and earned while on a visit to Australia, you are entitled to claim your superannuation. Just like anything that needs to be claimed, you have to meet certain requirements in order to claim your departing Australia superannuation payment (DASP).

How to Claim your Superannuation Eligibility requirements

You can claim DASP if you have met the following requirements:

  • You have accumulated super while working in Australia on a temporary resident visa that was issued under the Migration Act 1958
  • Your visa is no longer in effect, meaning it has either expired or it has been cancelled
  • You have left Australia
  • You are not a citizen of Australia or New Zealand nor are you a permanent resident of Australia

How much can be claimed?

You can check the amount saved through the official Australian Taxation Office (ATO) website. Another option is to head over to the website of your super fund. Or, you can always send an inquiry through email or a phone call.

When can the superannuation be claimed?

You need to hit a number of criteria to be eligible for a refund, one of which is being out of Australia. Yes, you can only claim your super once you have left the country and your visa is no longer in effect.

However, it is possible to claim super before the aforementioned requirements. If you are leaving the country before the expiration of your visa, you have the option to delete your visa.

To do that, you have to complete Form 1194 (Certification of Immigration Status and/or request to cancel a Temporary Resident visa) from the Department of Immigration and Border Protection. The form can be sent through mail or scanned and sent through email.

When will payment be received? 

Once your super fund receives all the necessary documentation regarding your claim, you can expect the payment to arrive within 28 days. The money can either be deposited into an Australian bank account or sent via check to your address.

Can someone be authorised to claim super?

Yes, but you have to give them a written authority before they can submit a DASP claim on your behalf. Tax agents are the most common nominees in this scenario.

What are the steps involved in claiming superannuation? 

  • Start working on getting the required documents – check with your super fund for this – certified while you’re still in Australia.
  • Start the online application while you’re still in the country. You can save the information you entered and submit them once you’ve left.
  • Submit your online application at the official ATO website.

Some important reminders on how to claim your superannuation

  • Make sure to check that your employer has paid the required super before leaving the country.
  • Your super fund will transfer to the ATO if you have not claimed DASP in the six months or more since you left Australia. You can still claim it but you have to provide certified documents to get the money.

Read more about how to claim Superannuation

Did you know there are over $540 million unclaimed Australian Superannuation payments? Let’s make sure yours not going to end up on the unclaimed pile  Apply for your Superannuation Refund today.

How to Withdraw Superannuation Early

Unlike other retirement investment mechanisms, a superannuation will be available to an eligible employee at a set schedule.

It is a fund that is not dependent upon market performance but on a variety of factors, such as number of years as an employee for a company and the amount of salary received.

But what if you want to claim your super benefits earlier? A superannuation is usually withdrawn once one reaches the preservation age, but are there cases when it can be taken earlier?

The short answer is YES, as long as you’ve met a condition of release. However, the circumstances that allows this to happen is very limited. Here are the different conditions that allow for early withdrawal from your superannuation fund:

How to Withdraw Superannuation Early

Super is less than $200

You are entitled to access your preserved benefit if the super is less than $200 when you leave your job.

Compassionate grounds

There are several ways you can withdraw your super on compassionate grounds. You can access your preservation fund if you are paying for medical treatment – either your own or for a dependent. You can also get you super if you are making loan payments so your house is not taken away.

It is also possible to withdraw from your superannuation fund if you are modifying your home or vehicle to be suited for disability – either your own or that of a dependent. The fund can also be tapped into for funeral or burial expenses.

 Severe financial hardship

You can get your superannuation if you satisfy the government’s requirement for being considered under “severe financial hardship.” You are eligible is you have been receiving Commonwealth Government income support, like unemployed benefits, continuously for at least 26 weeks.

The payment you receive is intended for daily living expenses, with the maximum amount to be paid capped at $10,000. You can only withdraw from your super fund once in a 12-month period.

Terminal medication condition

 You can access your super early if you have a terminal medical condition. However, you have to meet certain criteria to be eligible. One, you need two medical practitioners to certify that your condition will likely result in death with 24 months. Two, one of the medical practitioners needs to be a specialist in the area that is related to your condition. Three, the certification period of the certificates has not ended.

 Temporary incapacity

You can withdraw from your super if you suffer from a physical or mental condition that renders you temporarily unable to work. You will receive regular payments for the length of time you are not able to work.

 Permanent incapacity

You can tap into your super if you are considered permanently incapacitated. However, you must satisfy the requirement of “permanent incapacity” required by your fund. This means that your condition, be it mental or physical, prevents you from gaining employment in a field that you are qualified to do via education, experience, or training.

Read more about how to claim Superannuation

Did you know there are over $540 million unclaimed Australian Superannuation payments? Let’s make sure yours not going to end up on the unclaimed pile  Apply for your Superannuation Refund today.

Top Blogs For Saving Money On Working Holidays in Australia

Here at backpay.com we care about how much money you can save and make. That’s why we’re dedicated to helping passionate travellers and career expats contribute to their travel funds and journeys around the world with their superannuation refunds.

In this article we sourced 5 of the best money saving blogs for working holiday makers planning trips to Australia and top tips for people saving money for future travels.

From Australian superannuation refunds to money advice, tax tips and spending guides, lifestyle hacks and help on how to claim superannuation online, these guides by some of the world’s leading bloggers and travel websites will set you up for fun times.

Here’s our selection of top Blogs for saving money on working holidays in Australia

11 Tips for Saving While On A Working Holiday

Author:  Tommy Walker

Source: http://blog.globalworkandtravel.com/11-tips-for-saving-while-on-a-working-holiday

How I saved $15,000 on my working holiday in Australia

Author:  Anna – Global Gallavanting

Source: http://www.global-gallivanting.com/how-i-saved-15000-on-my-working-holiday-in-australia/

How to save money on the road

Author: Nomadic Matt

Source: https://www.nomadicmatt.com/save-money-on-road/

Working Holiday in Australia Guide

By Hostel World

Source: https://www.hostelworld.com/blog/working-holiday-in-australia-guide/

How to a working holiday visa and save money for travel

Author:  Goats On The Road

Source: https://www.goatsontheroad.com/working-holiday-visa-save-money-travel-australia/

How to save money on a working holiday visa

Author:  Chapter Travel

Source: http://chaptertravel.com/savemoneyworkingholidayvisa/

 

Claim back superannuation from Australia

Claim back superannuation from Australia online in a few simple steps

If you have been working in Australia as a temporary resident and have left Australia you are eligible for a superannuation refund, also known as a ‘Super fund’. Your Superannuation fund is a government enforced pension fund (for retirement) that all employers pay which is equal to 9.5% of your monthly salary. If you are about to leave Australia, or if have recently left after a working holiday or sponsored employment in Aus, then you are entitled to claim back your superannuation from the ATA (Australian Tax Association).

How do you claim back your superannuation from Australia?

We’ve worked hard to make sure you can make you can claim back your superannuation from Australia in a few simple steps. But before you get started here’s a few things you need to check:

• First of all, have you worked in Australia full time or part time over the last few years?

• Do you have a departure date or have you left Australia?

• Do you have your tax file number (TFN)? If not, don’t worry, we can find this for you.

• Do you have your passport to hand? If not, fill in our quick registration form and we’ll send you a reminder direct to your email so you can start your refund application later.

Great! Now you can start your superannuation refund and claim back your hard earned pay!

Must feel pretty great to know that you had savings you didn’t even know about ay? That adventure around Asia is looking a lot more likely now…

START YOUR APPLICATION HERE

claim back superannuation

Superannuation Explained

Superannuation is effectively a pension scheme that all Australian employers have to pay into. This ensures Australians have a secure retirement later in life. Anyone who earns more than $450AUD per month will have to pay 9.5% of their salary into a super fund. Super funds can either be selected by yourself, set up by a bank or your employer may have one that they will automatically set up for you, which is what happens with most working holiday makers. And it’s good to know that this is not coming out of your wages, oh no no no, your super payments are paid by your employer so this is literally a nice little saving fund that you won’t even notice going out each month. And here’s a nice fact for you, Australia has a total 540 million dollars of unclaimed superannuation funds so you’re not the only one out there who hasn’t made their super claim.