How to save money on travel after working in Australia

save money on travel

After working in Australia you’ll be due a Superannuation Refund. And what better way to spend your Super Savings then by going on a Super Holiday.

Well, here at we value saving money deeply and in the good words of the money guru Warren Buffet, it’s important you  “Never Lose Money”. After working in Australia a holiday somewhere a drink doesn’t cost you $10-20 will be more than appreciated and some time being a backpacker will do you wonders. A bit of thrifty travel is good for the sole and the best part is that you get to experience new cultures and connect with yourself again.

We’ve scoured the web for some of the best tips and advice of how to save money on travel after working in Australia.

Get Savvy – Saving Money on Flights and Travel

Save Money on your flights by searching for deals in advance. Check alternative flight times and routes. Another great tip when searching is to use incognito or private search windows on your computer. This stops websites being able to track your movements and will ensure you get shown the best rate. It is true that flight prices will increase when you’re searching so fight back with this handy tip on how to save money on travel.

We recommend the following websites for saving money on flights | | |

How to save money on booking tours around the world

Planning on travelling to Asia, Europe, The Middle East, Africa, The Middle East, South America or  the USA after your stint working in Australia?

How about booking tours? If you’re planning a trip to Asia, Europe or the Middle East check out Travel Talk Tours (, They have loads of cheap deals often with up to 50% off. For music inspired clubbing and culture tours with a twist check out Beats Travel (

For Africa on a shoestring we would suggest a visit to Encounters Travel (, you can literally do a trip for around 6 days from $489USD.

For the US check out Trek America (

And for South America we would like to introduce you to Bamba Experience (

How to save money on excess baggage when travelling

This may seem like an obvious one but sell your stuff and pack light. Seriously how many times have you worn that dress in the last two years? Will you seriously wear that jacket back in Manchester? By selling some of your items you’ll have less to pack and therefore less excess baggage.  Then before you head off your travels around Asia you can ship your essentials back to the UK and conveniently time your arrival back in two months the same time your computer and wardrobe content arrives. For the best cheap shipping to  Australia we recommend Seven Seas Worldwide and if you use booking code BBM you’ll get a further 5% of your shipment. Bonus!

Get an international shipping quote online here

Sort out your finances before you leave Australia

Before you leave Australia spend some time to sort out your finances. Find out if your bank charge a monthly fee. If they do consider moving to a new bank or closing your account. Do you need the account anyway if you’re leaving? You may want to keep some funds in Australia if the exchange rate isn’t good at the time. So in this case make sure you move the funds to a savings account. Australia generally has better rates than the UK so this may be a better option.

If you’re moving your money overseas consider using an FX company such as or transferwise. Be careful though as some banks charge a fee regardless so sometimes you still end up paying more.

If you’re travelling after working in Australia then get yourself a travel credit card that allows you to load funds and not get charged on your transactions while overseas. is a good option but others are available.

Claim your Superannuation Refund & Tax From Australia

Last but not least, claim your tax refund and your Superannuation refund from Australia. Before you go it’s a great idea to check with an agent like to see if you’re owed any money from the ATO. Fill in their simple and easy to use online Super Refund application form. And if you want to enquire about an Australian tax refund email them at or give the office a call.

5 Things You Have To Do After Your Working Holiday In Australia

working holiday money tips

It’s official, your Australian working holiday is over and you’re back home when you could be sitting on a beach enjoying good vibes again.  But it’s not all doom and gloom,  you’ve made loads of new friends, you’ve had some amazing experience and you should have a great new personal statement for your CV and some ‘international’ employment to jazz up your CV. And the best part, you even managed to save some money. Right!? Well if you were savvy with managing your spending and if you did actually work on your working holiday then you’ll defo have some cash coming your way soon.

Here’s 5 things you have to do after your working holiday in Australia. 

  1. Claim back your Superannuation! If you worked in Australia 9-12 months then on average you’ll be owed around $1900. If you worked for over 24 months you could be owed over $5000 and if you’ve been sponsored and worked over 4 years you could be owed over $20,000. Seriously guys, this is the first thing you need to do as every month you leave it, you’re losing money. With you can fill in our online superannuation claim form and we’ll find any lost superannuation you have start your application, meaning you could have your Super Back in around 30 days.
  2. If you haven’t also claimed your tax refund then you’ll want to get this application processed too. More and more people are having to carry out some work from home, travel for work, entertainment clients and purchase uniforms or equipment like tools or computers. Most work expenses can be claimed and some of your travel costs may also be claimed so be sure to file your Australian Tax Refund.
  3. Take a break before you go back to work. You’ve been through a lot and your eyes have been opened. Take your time to re-asses your future. You may find now is the right time for a career change or to move to a new area. Hay, you never know, maybe you could try looking for another job overseas? Time is the key to making good decisions. Don’t rush your next move. Bag those refund and you’ll have a little more financial freedom.
  4. Re-write your CV/Resume. Having worked overseas and completing a working holiday or gap year is great asset and future employers will be interested to see this listed. Not only does it fill the gap in the last 12-24 months, it will show employers that you’re cultured and have an outgoing personality.
  5. Check your social media and remove any incriminating posts. Now this is one that catches a lot of people out. You may not have thought about this but employers will check your Facebook page and instagram. If you’ve been a little bit silly and had some wild goon nights out then get the posts down and edit your photos. It’s also a good time to update your LinkedIn profile with that new popping personal statement.

How to save money on a working holiday to Australia

Visiting Australia on a working holiday visa is a great way of earning cash to fund your travels. But did you know you could seriously top up your savings while you do? There are plenty of ways to save money while you travel, without compromising on your trip of a lifetime.

Here are our top tips on how to save money on a working holiday to Australia.

Stay with friends or family

Accommodation will be one of your top expenses and even dorm rooms can be pricey in big cities like Sydney and Melbourne. If you have family or friends in Australia, let them know you’re coming in advance and ask if you can stay for a while. Just a week spent sleeping on a couch could mean hundreds of dollars saved – and how often can you stay somewhere for free at home.

Live and work in remote areas

Don’t be put off by jobs in rural areas. Landing a job in a remote area means raking in money with very little around to spend it on. Without the expensive distraction of the shops, bars and restaurants you get in the cities, your earnings will likely outstrip your expenses, which is great news for your savings account. Plus, living and working in a rural area will mean you will get to know the locals and their way of life intimately, something you would never get the chance to experience in a big city or hostel.

Buy a camper van or convert an estate car into your accommodation

When you’re travelling the country buying a camper van or converting an estate car into a your working holiday accommodation can save you a ton of cash. If you’re lucky you may even be able to sell your camper van or car after your travels to another working holiday maker or local who’s taking on an Australian road trip. Take a look at Travellers Autobarn for some great deals. The money you will save on not having to pay for hostel accommodation will save you a packet and when you’re living in the cities you’ll be able to get away for weekend breaks easily, meaning you’ll save money on bookings tours. Another handy tip here is car pooling, so you could effectively get other travellers to pay for fuel in return for you driving them to your next destination.

Apply for a job you’ve done before

Sadly, not all employers see ‘backpackers’ as good employees as they tend to have a reputation for being unreliable. We urge you to avoid being a ‘backpacker’ and stay true to being a ‘working holiday maker’. Because of a bad few, this means strong competition for the jobs that are available. Give yourself the best possible chance of landing a job by applying for positions in an industry you’ve worked in before. Your experience will set you apart from the crowd and employers are always on the lookout for people with a relevant working background. Applying for positions directly over the phone or even better, in person, is much more effective than just firing off un-tailored emails. A steady income is the number one requirement for any saving to be done.

Go for well paid work with a reliable salary

If you are based in a city for a while, you can easily secure a higher salary by applying for temp or contract work through a local recruitment agency. However, if you’ve just arrived in Australia go for regional work first, as this will give you a better chance of securing longer term work when you’re back in a city (an employer could potentially employ you for 18 months, giving them much more security in investing in you).  Bear in mind if you’re looking to get a second year visa you have to complete 90 days regional agricultural work at an acceptable job. If this is your plan, take it as a great opportunity to fund your travel to more remote areas, and always look for jobs that include accommodation and meals plus some kind of daily pay. This way you can explore and save money at the same time. 

Pick up freelance work online

Picking up freelance work online is a great way to ensure you never go a day without bringing in some money. Register on websites like,, and you could easily score some pretty easy jobs doing data entry, researching, proof reading or if you have experience in sales, marketing, social media, design or web development you may even find yourself in a position where you can pick up some long term freelance work. This could be the start of your digital nomad life…

Make use of free public Wi-Fi and get a local phone chip

All that time searching for work online means a lot of internet browsing, and that can be pricey. Always seek out free public Wi-Fi connections in areas like parks and public swimming pools, cafes and hostels. And guarantee Mc Donalds, or as the Aussies like to call it “Maccas” will also be a popular spot. You could do all your browsing for free if you stick to the public networks, and that means more dollars in your account and a boost to your savings. 

Local sim cards will also save you a packet and you’ll need access to emails if you’re serious about landing a job. If you’re travelling the country you may want to consider getting a Telstra pay as go sim card as they’re the only Australian phone company with regional coverage but if you’re in the cities, go with Vodaphone as they have the best call and data deals.

Claiming Back Superannuation

Superannuation is a sum of money (usually around 9.5% of your salary) which is paid into a  superannuation fund by every employer you work for. The scheme is designed to provide enough income for you to live off when you retire, but that’s only if you’re an Australian citizen. If you work in Australia, are not an Australian citizen and leave the country, you are entitled to have this money paid out to you as a lump sum. Find out how we can help you claim back any superannuation refunds you’re entitled to, here at

Leaving Australia Tips – Super Refunds, Tax and Shipping

When leaving Australia are a working holiday or stint on a sponsored visa you’ll find that you are now eligible to claim back your superannuation and you’ll also likely be due a tax refund of some kind. To ensure you get the most amount of money possible on your departure we’ve put together a few key pointers that will help you to claim back what you’re owed from the ATO (Australian Tax Office) and we’ve thrown in a few pointers for off-loading some of those good you picked up over your stay.

Leaving Australia Tips

Tip 1) When you’re working in Australia you may be travelling for work and there may be various other expenses you’re incurring due to work such as working from home, transport, marketing equipment or a uniform. Well most of these expenses can be claimed when you make your tax refund application.

Tip 2) Claim back your superannuation. After you’ve worked in Australia as a temporary resident and have departed Australia and cancelled your visa (or your visa is no longer active), you’ll be eligible to claim back your superannuation. This could be a good $2000 of savings back in your bank within 30 days. Find out more about claiming back your super refund here.

Tip 3) Sell Sell Sell… When you’re finally getting ready to head back home start to sell some of the goods you’ve accumulated. If you’ve got time we would recommend posting adverts on Gumtree stating ‘entire flat content for sale’ and you’ll find that someone at the start of their journey will most likely come and clear you out. Visiting markets and chatting to traders can also be a great way to clear down clothes and any more bespoke items that won’t quite work back home.

Tip 4) Deciding what to ship back home is a tough one. Consider the weight of items and also the time it has taken you to acquire the items. International shipping can be expensive but buying the entire content of a home can also be time consuming. Before you decide what to throw, sell and ship back home, write a list of your items and think about what you would need to do to replace it. It’s not always that easy to just buy it again. It may actually be quicker to earn £2000-3000 again.

How long does a superannuation refund take?

If you’ve recently made an application to claim back your superannuation  then you probably want to know how long it will take to get your money back.

How long does a superannuation refund take? Well this depends…

With you’ll be pleased to hear our fastest super refund to date was under 10 days from the date the paperwork was lodged, however in most cased the average time for superannuation payments to be returned is around 28-30 days.

Why do some superannuation refunds take longer?

Some refunds take longer because you may have multiple superannuation accounts, meaning it’s a little more work to locate all your funds. We expect to get most refunds back, minus tax and our fee within 30 days.

What if you haven’t started your superannuation refund yet…

If you haven’t yet lodged your superannuation refund claim then you may want to let us help. If you start your claim using our online application form, our team will get straight to work locating your superannuation funds and tracking down your funds.

By lodging your super refund claim with backpay you won’t need to worry about  making any mistakes and we’ll easily be able to locate any lost superannuation that you may have. This can be particularly useful for people who had multiple employers on their working holiday or if they worked for various businesses on sponsorships.

Once we have your details our team will aim to lodge your application the same day and start your ‘Super Refund‘!

Got some questions about your superannuation refund? Check out our FAQ page
Want to claim back your superannuation? Apply online here

Inspirational guide of things to do after your working holiday

After you’ve completed your working holiday in Australia or time working as a sponsored migrant you’ll most likely be feeling a little itch for some adventure. After all, the thought of going back to everyday life can be daunting, especially if you’re from Europe… When was the last time you went to work in the dark? Or even got really cold?

At Backpay we’re all about having the perfect work/life balance and we applaud anyone who makes the most of their life. After all, you only have one life, so make it a good one.

Here’s our inspirational guide of things you should do after your time working in Australia.

Book a trip to one of the ‘new’ seven wonders of the world
After exploring Australia for a year or two, it’s time to do something epic. We say go big and tick another new major travel destination of the Bucket list

How about the Great Wall Of China? Book your return via China and take an extended trip back home…

We did it ! Enfin 🙌🏼 #greatwall #china #lovetrip

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How does booking yourself into a retreat sound? In the Himalaya’s!

Or maybe just take 5 and soak up some sun on a beach

Or how about a fitness holiday in Indonesia to help you focus your mind and body for the next chapter?

Calm the senses in a peaceful seaside village. Energize the spirit in the flow of Ubud. Open the heart and reground, stride-in-stride with local farmers, in the vast rice paddies and jungles of BALI. 📸 : @pinterest Best for: Travelling Souls —————————————— Island, Nature, Immersion Retreat – Bali. THIS RETREAT FILLS UP FAST, BE QUICK TO SECURE A SPOT. Click the link in our bio for further details and to make a booking enquiry. ——————————————- #yogaretreat #yogi #headstand #vinyasa #fitnessholidays #meditation #luxurytravel #yoga #yogaeverydamnday #yogapants #wellness #wellbeing #retreat #positivemind #yogadaily #yogateacher #yogainspiration #eatpraymoveyoga #spa #massage #bali #indonesia #luxury

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And now you’re thinking that all sounds great but how do I fund this? Well we’ve got that covered to. Did you know that after your working holiday or sponsored employment in Australia, you’re eligible for a superannuation refund and in most cases this adds up to around $2000, even after taxes and costs.

To find out more about how to claim back your superannuation from Australia you can apply online and our team will find out if you have any lost or forgotten superannuation.

How to save money on your working holiday to Australia

Once you’ve been bitten by the travel bug you’ll soon discover the true meaning of the saying ‘every penny counts’.  Trying to save money during your trip or even actually save money to take home may seem unrealistic but it’s totally possible if you learn how to be a little thrifty, travel savvy and keep an open mind.  Here’s our top tips on how to save money on your working holiday to Australia.

Tip 1) Try and stay in a reasonably priced accommodation, remember, it’s only a year or two so you can get back into having a home exactly how you want it when you get back home.

Tip 2) Drinking will cost you a small fortune, you’ll soon find out about the famous Australian ‘Goon’ but this isn’t for everyone. Our tip is to try local beers, wine and of course keep an eye out for happy hours, food and meal deals and one thing you’ll love is Australia actually has some amazing BYOB (Bring your own bottle) restaurants so you can go and have an amazing meal and enjoy a few bevies from the bottle o (that’s a wine or liquor shop to foreigners).

Tip 3) Buy a camper van or car – seriously it may seem a little mad to buy a car or camper van but if you buy smart you’re effectively pre-paying for your accommodation so when you’re not working in the cities, you can actually head off on the road and you have your accommodation with you. If you think that accommodation in Australia will cost your around $30 per night ($10,950 per year) and add travel on top of this, you could be laughing when sell your camper at the end of the year and make your money back. After reading all the advice articles online, this one if by far one of the best ways to save money over a year or two and you’ll also be able to get around easily. Remember, do this when you arrive to make the most of it.

Tip 4) Get your finances in order. First you’ll need to set up an Australian bank account, it’s advisable to go with one of the majors such NAB, Westpac, HSBC, Commonwealth Bank or ANZ. It’s then a good idea to make an international transfer into your Australian bank account so you don’t get caught using your overseas card when you’ve had a few too many beers. When transferring money into Australia consider using transfer services like or as they often have lower fees than most banks and some also offer no fee transfers for your first transaction and incentives to recommend friends and family.

Tip 5) Claim back your superannuation. After working in Australia you would have been paying 9.5% of your wages to a superannuation fund. This is a legal requirement for Australian employers to ensure the Aussie workforce has pensions for when they retire later in life. As a temporary resident you are entitled to reclaim your superannuation payment when you have left Australia. They do deduct an amount for tax and you may need to pay a small commission but it’s your money and it should be back in your bank. The Australian government is currently sitting on 540 million dollars of unclaimed superannuation funds so our top tip is to make sure you don’t leave your money behind.

If you have left Australia after a working holiday, or know a friend who has fill your details on our superannuation application form and we’ll help you locate any unpaid super and find out if you’re owed a refund.

To find out more about how to claiming back your superannuation from Australia take a look at our superannuation FAQ page.

Claim back superannuation from Australia

Claim back superannuation from Australia online in a few simple steps

If you have been working in Australia as a temporary resident and have left Australia you are eligible for a superannuation refund, also known as a ‘Super fund’. Your Superannuation fund is a government enforced pension fund (for retirement) that all employers pay which is equal to 9.5% of your monthly salary. If you are about to leave Australia, or if have recently left after a working holiday or sponsored employment in Aus, then you are entitled to claim back your superannuation from the ATA (Australian Tax Association).

How do you claim back your superannuation from Australia?

We’ve worked hard to make sure you can make you can claim back your superannuation from Australia in a few simple steps. But before you get started here’s a few things you need to check:

• First of all, have you worked in Australia full time or part time over the last few years?

• Do you have a departure date or have you left Australia?

• Do you have your tax file number (TFN)? If not, don’t worry, we can find this for you.

• Do you have your passport to hand? If not, fill in our quick registration form and we’ll send you a reminder direct to your email so you can start your refund application later.

Great! Now you can start your superannuation refund and claim back your hard earned pay!

Must feel pretty great to know that you had savings you didn’t even know about ay? That adventure around Asia is looking a lot more likely now…


claim back superannuation

Superannuation Explained

Superannuation is effectively a pension scheme that all Australian employers have to pay into. This ensures Australians have a secure retirement later in life. Anyone who earns more than $450AUD per month will have to pay 9.5% of their salary into a super fund. Super funds can either be selected by yourself, set up by a bank or your employer may have one that they will automatically set up for you, which is what happens with most working holiday makers. And it’s good to know that this is not coming out of your wages, oh no no no, your super payments are paid by your employer so this is literally a nice little saving fund that you won’t even notice going out each month. And here’s a nice fact for you, Australia has a total 540 million dollars of unclaimed superannuation funds so you’re not the only one out there who hasn’t made their super claim.